About: dbpedia:Overdraft

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An overdraft occurs when money is withdrawn from a bank account and the available balance goes below zero. In this situation the account is said to be "overdrawn". If there is a prior agreement with the account provider for an overdraft, and the amount overdrawn is within the authorized overdraft limit, then interest is normally charged at the agreed rate. If the negative balance exceeds the agreed terms, then additional fees may be charged and higher interest rates may apply.

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rdfs:comment	An overdraft occurs when money is withdrawn from a bank account and the available balance goes below zero. In this situation the account is said to be "overdrawn". If there is a prior agreement with the account provider for an overdraft, and the amount overdrawn is within the authorized overdraft limit, then interest is normally charged at the agreed rate. If the negative balance exceeds the agreed terms, then additional fees may be charged and higher interest rates may apply.
rdfs:seeAlso	dbpedia:UK_default_charges_controversy
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thumbnail	http://commons.wikimedia.org/wiki/Special:FilePath/Overdraft_-_Punch_cartoon_-_Project_Gutenberg_eText_16113.png?width=300
is product of	TrustCo Bank Corp. NY International Bank of Somalia
is service of	PrimeWay Federal Credit Union

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