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A stored-value card is a payment card with a monetary value stored on the card itself, not in an external account maintained by a financial institution and differs from debit cards where money is on deposit with the issuer. Another difference between stored-value cards and debit cards is that debit cards are usually issued in the name of individual account holders, while stored-value cards are usually anonymous.

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  • A stored-value card is a payment card with a monetary value stored on the card itself, not in an external account maintained by a financial institution and differs from debit cards where money is on deposit with the issuer. Another difference between stored-value cards and debit cards is that debit cards are usually issued in the name of individual account holders, while stored-value cards are usually anonymous.
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