The 1999 European Challenge Cup Final was the final match of the 1998–99 European Challenge Cup, the third season of Europe's second tier club rugby union competition. The match was played on 27 February 1999 at Stade de Gerland in Lyon. The match was contested by Bourgoin and AS Montferrand, who are both from France. Montferrand won the match 35–16; outscoring Bourgoin 2 tries to 1.