American Armed Forces Mutual Aid Association (AAFMAA) is a not-for-profit, tax-exempt, member-owned association that provides life insurance and survivor services to the U.S. Armed Forces communities. In 2012, membership exceeded 90,000. Membership includes life insurance benefits, Member/Survivor Assistance Benefits with no war clause, no terrorist clauses, and no aviation clauses or exclusions, Wealth Management and Trust Services.