Cholamandalam MS General Insurance Company Ltd (Chola MS) is an Indian assurance firm and a joint venture between the Murugappa Group, an Indian conglomerate, and the Mitsui Sumitomo Insurance Group (MSIG), a Japanese assurance company.The firm produces a range of assurance schemes, including accident, engineering, health, liability, marine, motor, property, travel and rural insurance for individuals and corporate assurance. The company achieved a Gross Written Premium (GWP)of Rs.