KrAZ (Ukrainian: Кременчуцький автомобільний завод, Kremenchuts'ky Avtomobil'ny Zavod, Kremenchuk Automobile Plant) (or AvtoKrAZ) is a Ukrainian factory that produces trucks and other special-purpose vehicles in Kremenchuk, Ukraine; particularly heavy-duty off-road models. The factory was incorporated as a holding company combining several other factories nationwide and becoming the industrial wing of the finance-industrial group "Finance and Credit" that also holds the Bank Finance and Credit.