Time Charter (6 April 1979 – 7 July 2005) was an Irish-bred, British-trained Thoroughbred racehorse and broodmare who won several major middle-distance races between 1982 and 1984. After winning twice as a two-year-old in 1981, she developed into a top-class racemare in the following year, finishing second in the 1000 Guineas before winning the classic Epsom Oaks in record time.