Utica is a small rural unincorporated community approximately 10 miles (16 km) south of Owensboro, Kentucky, near the border of Daviess, Ohio, and Mclean Counties. It has a post office, a fire station, a cemetery, several churches, a gas station, and a store called JR's Market. The population is about 500. Utica was probably founded in the early 1800s.