The Wan Chai District (Chinese: 灣仔區, literally "Cove District") is one of the 18 districts of Hong Kong, located in the north of Hong Kong Island. It had a population of 167,146 in 2001. The district has the second most educated residents with the highest income, the second lowest population and the third oldest residents, and is also the only district without any public housing estates. It is affluent, with one in five persons having liquid assets of more than HKD 1 million.