. . . "BTCjam"@en . "BTCjam is a company based in San Francisco, California, that provides a peer-to-peer lending service where people from around the world connect to borrow and lend using bitcoin. It is allowed to users in countries that lack a local credit score system to receive loans, based on an in-house credit-scoring algorithm."@en . . "2012Z"^^ . "20"^^ . . .