"Muraba\u1E25ah, muraba\u1E25a or mur\u00E2ba\u1E25ah (Arabic \u0645\u0631\u0627\u0628\u062D\u0629) is an Islamic term for a sale where the buyer and seller agree on the markup for the item(s) being sold. In recent decades it has become a term for \"the most prevalent financing mechanism\" in Islamic (i.e. \"shariah compliant\") finance, based on muraba\u1E25a purchases. As an Islamic financing structure, the seller is the \"lender\", typically selling something the borrowing person or company needs for their business."@en . .