. . . "Finicity"@en . "2000Z"^^ . . . "Mvelopes.com is a web-based envelope budgeting service created by Finicity, a company founded by Steven B. Smith, Nicholas A. Thomas, and Warren R. Rosner. The Mvelopes service enables online envelope budgeting without requiring the subscriber to use the traditional cash and envelopes method.The company is located in Salt Lake City, Utah. Mvelopes supports financial institutions based in the United States and Canada."@en .