. "A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan, \"regardless of whether repayment of loans is linked to a borrower's payday.\" The loans are also sometimes referred to as \"cash advances,\" though that term can also refer to cash provided against a prearranged line of credit such as a credit card."@en . .